It is an offence under the Compulsory Automobile Insurance Act of Ontario to drive in Ontario without car insurance, however, it is not a criminal offence (an offence contained in the Criminal Code of Canada). Driving with no insurance is taken quite seriously in Ontario.
Drinking and driving are considered as a serious offence that could get you a criminal record. Book a free case evaluation with Experienced Toronto DUI Lawyers to receive immediate help.
Pursuant to the Compulsory Automobile Insurance Act of Ontario, no owner of a motor vehicle shall operate or permit that vehicle to be operated without valid insurance.
Section 2 of the Compulsory Automobile Insurance Act reads as follows:
2. (1) Subject to the regulations, no owner or lessee of a motor vehicle shall,
(a) operate the motor vehicle; or
(b) cause or permit the motor vehicle to be operated,
on a highway unless the motor vehicle is insured under a contract of automobile insurance.
Talk to an Experienced Criminal Lawyer with PROVEN RESULTS.
or CALL: (416) 658-1818
The punishment for driving with no insurance is set out in section 3 of the Act which states:
(3) Every owner or lessee of a motor vehicle who,
(a) contravenes subsection (1) of this section or subsection 13 (11); or
(b) surrenders an insurance card for inspection to a police officer when requested to do so, purporting to show that the motor vehicle is insured under a contract of automobile insurance when the motor vehicle is not so insured,
is guilty of an offence and is liable on a first conviction to a fine of not less than $5,000 and not more than $25,000 and on a subsequent conviction to a fine of not less than $10,000 and not more than $50,000 and, in addition, his or her driver’s licence may be suspended for a period of not more than one year.
As such, the penalties for driving without insurance can be summarized as follows: